The Travelers Companies, Inc.는 자회사를 통해 미국, 캐나다 및 해외의 기업, 정부 기관, 협회 및 개인에게 다양한 상업 및 개인 재산, 상해 보험 상품과 서비스를 제공합니다. 이 회사는 Business Insurance, Bond & Specialty Insurance, Personal Insurance의 세 가지 부문으로 운영됩니다.
Business Insurance 부문은 중소기업, 중견기업, 대기업 및 농업 사업체를 대상으로 다양한 상업 보험 상품을 제공하며, 브로커, 도매 에이전트 및 프로그램 매니저를 통해 상품을 유통합니다. Bond & Specialty Insurance 부문은 독립 대리점 및 브로커를 통해 보증, 신의, 경영 및 전문인 배상 책임 보험과 관련 위험 관리 서비스를 제공하며, Personal Insurance 부문은 주로 자동차 및 주택 소유자 보험과 같은 개인 위험을 보장하는 재산 및 상해 보험을 개인에게 제공합니다.
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The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, commercial property and automobile, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; middle accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and others that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners' insurance to individuals. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.