Bank of America Corporation은 자회사를 통해 전 세계의 개인 소비자, 중소기업, 기관 투자자, 대기업 및 정부에 다양한 금융 상품과 서비스를 제공합니다. 이 회사는 Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, Global Markets의 네 가지 사업 부문으로 운영됩니다.
Consumer Banking 부문은 예금 계좌, 신용/직불 카드, 주택 담보 대출 및 기타 대출 상품을 제공합니다. GWIM 부문은 투자 관리, 중개, 은행 및 신탁 서비스를 포함한 자산 관리 솔루션을 제공하며, Global Banking 부문은 상업 대출, 무역 금융, 자문 서비스 등을 제공합니다. Global Markets 부문은 시장 조성, 증권 청산 및 결제 서비스, 파생 상품 및 위험 관리 상품을 제공합니다.
영어 원문 보기
Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans. The GWIM segment provides investment management, brokerage, banking, and trust and retirement products and services; wealth management solutions; and customized solutions, including specialty asset management services. The Global Banking segment offers lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, and underwriting and advisory services. The Global Markets segment provides market-making, financing, securities clearing, settlement, and custody services; securities and derivative products; and risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. Bank of America Corporation was founded in 1784 and is based in Charlotte, North Carolina.